Topic: Personal Finance
The new items published under this topic are as follows.
Thursday, July 03, 2008
How to Get Rich / Personal_Finance / Money Making
By: wikiHow
It seems that everyone wants to get rich. There are books out on that subject, classes that are headed by someone who can show you an easy way to get rich, rich people willing to drop advice on how to get rich, and many other schemes that guarantee you will get rich fast. Getting rich is one of the main goals of most people, and while it is never easy, there are some sensible techniques that will increase your chances of getting rich.Read full article... Read full article...
Friday, June 20, 2008
Inflation Out of Control- Three Ways to Protect Yourself / Personal_Finance / Inflation
By: Money_and_Markets
Mike Larson writes: I hate to be the one to yell "FIRE" in a crowded theatre. But the time for keeping quiet has long since passed. The time for ignoring the gathering clouds of smoke is over. It's time to sit up, pay attention, and get your portfolio the heck out of harm's way ... because we have a full-scale, five-alarm, inflationary wildfire on our hands.
Allow me to walk you through the overwhelming, undeniable evidence ...
Read full article... Read full article...
Friday, June 20, 2008
Inflation Linked Savings Bonds / Personal_Finance / Savings Accounts
By: MoneyFacts
Rachel Thrussell, Head of Savings at Moneyfacts.co.uk, comments: “The Monetary Policy Committee (MPC) is currently trying to balance the scales between inflation and base rate. With increasing costs on fuel and food, inflation has grown to 3.3% (CPI) in May 2008, its highest level since July 1992 and well above the Government’s 2% target.Read full article... Read full article...
Tuesday, June 17, 2008
Pre Paid Credit Cards- Great Idea, or Financial Con? / Personal_Finance / Credit Cards & Scoring
By: Mike_Gracia
Pre paid credit cards are, in a way, like a debit card, in that now actual credit is involved. They differ from debit cards however, because they are accepted pretty much anywhere that accepts the credit card brand (for example, MasterCard)Read full article... Read full article...
Tuesday, June 10, 2008
Treasury Bill Accounts a Smarter Alternative to Money Market Funds / Personal_Finance / Savings Accounts
By: Paul_Lamont
Investors are rushing into cash as the financial system is deleveraging. But what form of cash will preserve investor's wealth? ‘Cash-like' instruments, such as adjustable rate securities, have become illiquid with the credit markets. Some money market funds, full of asset-backed commercial paper, have had to be supported by their sponsors. Even bank deposits could be unavailable for a time in an FDIC backlog (they expect to be quite busy as their recent hiring suggests).Read full article... Read full article...
Wednesday, June 04, 2008
UK Credit Continues To Get More Expensive / Personal_Finance / Credit Cards & Scoring
By: MoneyFacts
Michelle Slade, analyst at Moneyfacts.co.uk, comments: “With increasing costs on all household bills, many people are relying on their credit card to get by each month. But these people are going to find themselves out of pocket as purchase and cash rates, along with charges, continue to increase.Read full article... Read full article...
Wednesday, June 04, 2008
Borrowers and Lenders: Take Responsibility for Your Decisions / Personal_Finance / US Debt
By: Alex_Epstein
Throughout the housing crisis, we have heard demands from spokesmen for desperate homeowners, banks, and investors for every variety of government bailout. But there is one group from whom the nation has not heard: the millions of Americans who, like me, had nothing to do with the crisis, who entered into mortgage contracts they could meet or who refused to buy at exorbitant prices, but who will be forced to pay the bills for these bailouts. If we had a spokesman, this is what I wish he would say.Read full article... Read full article...
Friday, May 02, 2008
How to Teach Your Children Financial Independence / Personal_Finance / Educating Children
By: Money_and_Markets
Nilus Mattive writes; My daughter is only 10 months old, but my wife and I are already anticipating the day she comes asking us for money to buy the latest designer handbag. Disha is making a list of her favorite stores. Me? I'm envisioning how I'll use the request as a way to talk about the importance of money and sound spending habits.
Last time I checked, very few elementary schools — or even high schools, for that matter — were teaching kids anything about finance. And that's a real shame.
Read full article... Read full article...
Wednesday, April 30, 2008
Instant Decision Credit Cards– A quick fix for bad credit? / Personal_Finance / Credit Cards & Scoring
By: Mike_Gracia
Many people are now aware that opening a new credit card and running the account well is one of the best ways of improving one's credit rating. Those with bad credit that are expecting to get one of the instant decision credit cards however, may be a tad disappointed.Read full article... Read full article...
Monday, April 14, 2008
How Safe is My FDIC-Insured Bank Account? / Personal_Finance / Credit Crisis 2008
By: Dr_Martenson
Your bank account may not be as safe as you think (or hope). Taking a deeper look at the legal details and the financial depth of the FDIC reveals several troubling details that call into question how the FDIC would fare during a true banking crisis.
The US is coming out of a period of unusually low banking stress and failures. Since it is typical human behavior to let one's guard down during tranquil periods, we might legitimately ask if this has happened with respect to the FDIC.
Thursday, April 10, 2008
What Are Air Mile Credit Cards? / Personal_Finance / Credit Cards & Scoring
By: Mike_Gracia
As you spend money using your air miles credit card, you accrue points that you can redeem for car hire, flights, or hotels.Read full article... Read full article...
Wednesday, April 09, 2008
HSBC Mortgage Rate Matcher Rescue Offer- Smoke and Mirrors? / Personal_Finance / Mortgages
By: Nadeem_Walayat
Britain's biggest and most profitable bank offers to rescue mortgage borrowers who's fixed rates expire this year to high variable rates, with an offer to match their maturing fixed rates down to 4.5%.
HSBC Remortgage Offer Specs
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Wednesday, April 09, 2008
Purchase credit card offers– The 10 Must read Tips for getting the best 0% card offers / Personal_Finance / Credit Cards & Scoring
By: Mike_Gracia
0% on purchases … 0% on balance transfers … sounds great – We can't loose can we – Or can we!
We have put together a small list of tips to help consumers get the most from these promotional offers. With this guide, hopefully you will learn how to sieve through the multitude of deals, and get one that's right for you.
Read full article... Read full article...
Monday, April 07, 2008
Using Credit Cards Abroad– Avoid Nasty Charges and a Shock on Your Return! / Personal_Finance / Credit Cards & Scoring
By: Mike_Gracia
Having a credit or debit card while on holiday can give you peace of mind, knowing that you are not having to carry large sums of money all the time.
But what about the costs of using your credit cards abroad ? If you do not use your card wisely, you could come home to a shock that turns the normal post holiday blues into a financial nightmare!
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Wednesday, March 26, 2008
The Real Scoop on Annuities - Part One / Personal_Finance / Pensions & Retirement
By: Steve_Selengut
Insurance companies have always been big time financial institutions, and they could probably have claimed possession of the largest and safest investment portfolios on the planet. At one time, their role vis-à-vis Wall Street was clearly that of a giant customer for the securities the investment banks brought to market and which the securities firms distributed. Their real estate holdings were religious in size and quality. They were direct lenders to corporations, their owner-policyholders, and to other institutions. They were the Trustees who managed the private employee pension plans of the world. Read full article... Read full article...